This can also be titled: Clues to knowing if you are supporting your spouse positively or negatively.
- Bankruptcy: When one conducts business irresponsibly/unethically and can no longer pay their bills on time they file for bankruptcy; this procedure, though legal is unethical. It’s unethical because it knowingly, premeditatedly, causes fellow merchants to whom one owes money to lose money. Bankruptcy is abusive; it’s a communication that doesn’t feel good. All abuse, especially premeditated abuse, produces appropriate undesirable karma.
Clue #1 Premeditated abuse: Your position about bankruptcy now determines whether or not you will be able to create and sustain the experience of health, happiness, and prosperity. In other words, if you presently make business decisions with the idea in mind that if things get bad you can always file for bankruptcy then you are ripe for bankruptcy; this premeditated option, to cause fellow merchants to lose money because of you, always results in undesirable karma. Bankruptcy is the ultimate make-wrong communication to ones parents, family, friends, teachers, and the community. Why? Because it’s always premeditated. Business owners who have filed for bankruptcy made a conscious decision to borrow more than they could repay in the event they would have to sell everything. Debts must never ever exceed garage-sale proceeds.
Clue #2 Supportive abuse: A spouse/partner of someone who has filed bankruptcy can, with coaching, always recall the first interaction (the specific communication) that led to (non-verbally supported) the bankruptcy. This incident is referred to as the fork in the road, the moment in which the “innocent supportive observer” became cause, not only for their spouse’s failure but for the financial losses of merchants throughout the community. In all cases of bankruptcy there is an equally powerful “supporter,” a manipulator addicted to blaming, to sitting back pretending they were not responsible for the financial losses of other merchants.
- “Spouse/partner” here meaning, the one who silently supported his/her partner in playing big-shot business-person who knowingly forced others to wait for agreed-upon monthly payments, in screwing over other merchants. The spouse of someone who files bankruptcy is equally responsible for the failure; he/she made something more important than insisting (up front—prior to the engagement) that his/her spouse honor all agreements to include paying all bills on time, no excuses no reasons. Given the significant number of wealthy wives who outlive their husbands (or whose husbands are in prison for life) it could be said that they cleverly masterminded the demise of their husband so as to survive.
Continuing with the mechanic-spouse example: Before his very first customer the mechanic husband "accidentally" falls and breaks his arm. A $150.00 monthly payment for the tools is due and there is no money to pay the bill. What does an ethical responsible person due? It’s too late. This couple was already out-integrity. The venture was doomed to fail. They should not have bought the tools. He isn’t ready to be self-employed.** One’s monthly payments must never be more than the possessions he/she can sell at an emergency garage sale. How one plans to handle such contingencies determines the future. The arrogance of refusing to look at the possibility of a customer not paying their car repair bill on time, of losing the lease on the automotive garage, of a possible "accident" or a health problem, or poor economy, begs to be humbled. Any of these factors can affect one’s ability to pay his/her bills on time. If this couple owns a snowmobile, a TV, and a dining room set, the total garage sale value must always be more than the total cost (plus interest) of the tools. Why? Because at the time the monthly tool payment is due they would have to choose, to hold on to their possessions and screw over a merchant, or, sell something so as to pay their bill per the loan agreement. If one enters into a marriage with the option to not pay a debt on time, then karma will ensure that the couple will not be successful.
* The spouse could sense that something about the way their partner was doing business, specifically purchasing new and expensive items and services without knowing with certainty that they have sufficient collateral or liquid assets to cover monthly bill payments/debts.
** In Japan an apprentice serves a successful master/manager a minimum of ten years and in so doing earns the respect and support of his/her employer and, fellow merchants. This is because it's known that no matter how talented and educated a novice might be it still takes ten years to develop the habits of consistently showing up on time, of being trustworthy enough to be able to be counted upon to get the job done no excuses no reasons, and of honoring ones word.
Last edited 11/2/16